If you were injured in a car wreck in North Carolina and were not at fault, you or your attorney will likely start by contacting the at-fault driver’s insurance company. But what if it turns out that the at-fault driver did not have auto insurance? Perhaps they don’t even have a valid driver’s license, or maybe their insurance policy recently lapsed. Whatever the reason, you probably have a lot of questions about your options and what to do next.
Isn’t insurance required in North Carolina?
To drive a car in North Carolina, vehicle liability insurance is required, as is a valid driver’s license. Unfortunately, some people do not comply with these laws, so it is possible to end up injured in a wreck that involved an uninsured driver; however, if you have auto insurance, you are still protected.